A card terminal in the UK, also known as a card machine or point of sale (POS) terminal, is a device used by businesses to process electronic payments made with debit or credit cards. It enables the transfer of funds from the customer's bank account to the merchant's account, facilitating secure and convenient transactions.
There are different types of card terminals:
This is a stationary device typically found at the checkout counter of a business. It connects to the payment network via an internet or phone line.
Also known as a wireless terminal, this device allows for mobility within a limited range. It's often used in restaurants or businesses where the customer pays at the table
These are highly portable devices that can connect to a cellular network. They're useful for businesses on the move or those without a fixed location, such as food trucks or market stalls.
While not a physical device, a virtual terminal is an online platform that allows businesses to process card payments over the internet, usually accessed through a computer or tablet.
These are designed to work in tandem with a business's existing point of sale system, allowing for seamless integration of payment processing with other business operations.
These enable customers to make payments by simply tapping their contactless-enabled cards or mobile devices on the terminal. This method is fast and convenient for small transactions.
This is the traditional method of card payment where the customer inserts their card into the terminal and enters a PIN number for authentication.
These terminals are provided by payment service providers and financial institutions, and they're regulated to ensure security and compliance with industry standards. They play a crucial role in facilitating electronic payments, which have become increasingly popular due to their convenience and security features.
Card Terminal Services in UK